Debt Settlement Services

What are debt settlement services? How much will my debt be reduced? What are the risks involved with the program? You probably have heard ads more recently on the radio, TV, or on the internet. These may be some of the questions you may have.

The programs perform professional debt negotiation with creditors on your behalf until a reduced credit settlement is reached. A one time lump sum payment is made to pay off the negotiated amount, saving you up to 60% off the balance of what you owe.  This is a real debt reduction in principal off your debt, not a reduction of the interest rate.

Credit Card Settlement

While you are receiving services, your monthly payments will be set aside and deposited into a special purpose account until there are enough funds to pay off the credit card settlement. Your monthly payments will be dramatically lowered because of the reduced amount you will be paying back to your creditors. Your payments can be lowers by up to 50%, depending on the interest rates of your credit cards or personal loans.

It generally takes from 12 – 36 months to complete credit card debt settlement program depending on the monthly payment amount you can afford. If you already have enough funds available to pay off your debt in a lump sum payment, we can complete the process in about three or four months. Credit card debt settlement services can be an effective option to help you resolve a difficult financial situation.

Credit Results USA

Credit Results USA offers a FREE no obligation debt consultation. Our debt counseling specialists can help assess which debt settlement services and programs are the best options to help improve your financial situation. The consultation is designed to provide you with the information you need to make an informed decision. Contact us toll free at 877-885-3328 or fill out the FREE online form and our staff will contact you within 24 hours at a time you are available to help you understand credit card settlement options to get out of debt.